How we compare money-transfer rates
A great-looking exchange rate can still leave you with less money once the provider's rate margin and transfer fee are taken out. So instead of ranking on the advertised rate, we rank every provider by the amount that actually arrives in the recipient's currency after all costs — the number that really decides the best deal.
Rates are aggregated live from major remittance providers — Wise, Remitly, Xoom, MoneyGram, WorldRemit, OFX, Instarem and more — and refresh continuously. Choose your send and receive currencies and the amount (fees and the rate change with the amount), and each row shows the provider's exchange rate, transfer fee, and the resulting payout, with the gap to the best deal noted for every other option.
Looking for a specific route? Browse popular corridors such as USD → INR, USD → PHP or GBP → INR, or read our guide to choosing a transfer service.
Rates shown are indicative and for comparison only. Exchange rates move constantly and the final amount can depend on your payment method, the payout method, and promotional offers. Always confirm the quote on the provider's own website before you send.