# Compare Remit Rates

> Free, independent tool to compare live international money-transfer rates across 160+ currencies, ranked by the amount that actually arrives after the exchange-rate margin and fees (not the advertised rate). Written by Praveen Thummaluru.

Compare Remit Rates aggregates live quotes from major remittance providers (Wise, Remitly, Xoom, MoneyGram, WorldRemit, OFX, Instarem and others) and ranks them by the amount the recipient actually receives. Popular corridors are pre-fetched for instant results; any other currency pair is fetched live in the browser. Machine-readable data is published as JSON.

## Tools & data
- [Live comparison tool](https://comparerateslive.com/): choose any send/receive currency and amount; providers ranked by amount received
- [rates.json](https://comparerateslive.com/rates.json): machine-readable snapshot of pre-fetched popular corridors, refreshed about every 10 minutes
- [currencies.json](https://comparerateslive.com/currencies.json): supported currencies with symbol, decimals, and send/receive flags
- [llms-full.txt](https://comparerateslive.com/llms-full.txt): full plain-text of every guide and corridor page, for ingestion

## Popular corridors
- [USD to INR](https://comparerateslive.com/usd-to-inr.html): Sending US dollars to India? Compare USD to INR transfers by what actually lands in the rupee account after margins and fees, plus UPI, IMPS and NRE/NRO tips.
- [USD to PHP](https://comparerateslive.com/usd-to-php.html): Sending US dollars to the Philippines? Compare GCash, Maya, bank deposit and cash pickup by what actually lands in pesos after the FX margin and fees.
- [USD to MXN](https://comparerateslive.com/usd-to-mxn.html): Sending US dollars to Mexico? Compare SPEI, debit deposit, and OXXO cash pickup by the pesos that actually land, so the exchange-rate margin and fees don't eat your transfer.
- [USD to EUR](https://comparerateslive.com/usd-to-eur.html): Sending US dollars to the Eurozone in euros? Compare SEPA bank transfers and providers by the euro amount that actually lands in the IBAN after margin and fees.
- [USD to GBP](https://comparerateslive.com/usd-to-gbp.html): Sending US dollars to the United Kingdom? Compare USD-to-GBP transfers by what actually lands in a UK account after margins and fees, plus Faster Payments tips.
- [USD to CAD](https://comparerateslive.com/usd-to-cad.html): Sending US dollars to Canada? See how Interac, EFT and bank deposits work for USD-to-CAD transfers, what drives the cost, and how to compare by what actually lands in CAD.
- [USD to AUD](https://comparerateslive.com/usd-to-aud.html): Sending US dollars to Australia? Compare live USD to AUD transfer rates by the actual AUD that lands in an Australian bank after margin and fees, plus PayID tips.
- [USD to PKR](https://comparerateslive.com/usd-to-pkr.html): Sending US dollars to Pakistan? Compare USD to PKR transfers by what actually lands in rupees after margin and fees — Raast, bank deposit, JazzCash, Easypaisa, cash pickup.
- [USD to BDT](https://comparerateslive.com/usd-to-bdt.html): Sending USD to Bangladesh? Compare bKash, Nagad, bank deposit and cash pickup by the taka that actually lands, factoring exchange-rate margin, fees and the remittance incentive.
- [USD to NGN](https://comparerateslive.com/usd-to-ngn.html): Sending US dollars to Nigeria? Learn how naira volatility, FX rules, bank vs mobile payout, and fees affect what your recipient actually receives in NGN.
- [USD to VND](https://comparerateslive.com/usd-to-vnd.html): Sending US dollars to Vietnam? Compare USD to VND transfers by what actually lands in dong after the FX margin and fees, with notes on bank deposit and cash pickup.
- [USD to BRL](https://comparerateslive.com/usd-to-brl.html): Sending US dollars to Brazil? Learn how PIX, TED, and bank deposits work, why the CPF matters, and how to compare USD to BRL transfers by what actually arrives.
- [USD to COP](https://comparerateslive.com/usd-to-cop.html): Sending US dollars to Colombia? Compare what your family actually receives in pesos after exchange-rate margins and fees, with notes on bank deposit, Nequi and cash pickup.
- [USD to NPR](https://comparerateslive.com/usd-to-npr.html): Sending USD to Nepal? Compare bank deposit, eSewa/Khalti wallet and cash pickup transfers by what actually lands in NPR after the rate margin and fees.
- [USD to LKR](https://comparerateslive.com/usd-to-lkr.html): Sending US dollars to Sri Lanka? Compare USD to LKR transfers by what actually lands in rupees after margins and fees, with payout, speed and recipient tips.
- [GBP to INR](https://comparerateslive.com/gbp-to-inr.html): Sending British pounds to India? Compare GBP to INR transfers by what actually lands in the rupee account after margin and fees, with UPI, IMPS and NRE/NRO payout tips.
- [EUR to INR](https://comparerateslive.com/eur-to-inr.html): Sending euros to India? Compare EUR to INR transfers by what actually lands in the rupee account after margin and fees, with notes on SEPA funding and UPI payout.
- [CAD to INR](https://comparerateslive.com/cad-to-inr.html): Sending CAD to India? Compare what actually reaches your family in rupees after exchange margins and fees — UPI/IMPS payout, NRE/NRO transfers, and timing tips.
- [AUD to INR](https://comparerateslive.com/aud-to-inr.html): Sending Australian dollars to India? Learn how AUD-INR transfers reach UPI, IMPS and NRE/NRO accounts, what drives the real cost, and how to compare by what lands.
- [SGD to INR](https://comparerateslive.com/sgd-to-inr.html): Sending Singapore dollars to India? Compare SGD to INR transfers by what actually lands in the rupee account after margin and fees, with UPI/IMPS and NRE/NRO tips.
- [GBP to EUR](https://comparerateslive.com/gbp-to-eur.html): Sending British pounds to the Eurozone? Compare GBP to EUR transfers by what actually lands in the SEPA account after margin and fees, with practical tips for expats and pensioners.
- [EUR to GBP](https://comparerateslive.com/eur-to-gbp.html): Sending euros to the UK? See how EUR to GBP transfers reach a UK bank via Faster Payments, what moves the cost, and how to compare by the pounds that land.
- [USD to KES](https://comparerateslive.com/usd-to-kes.html): Sending US dollars to Kenya? Compare transfers by what actually lands in M-Pesa or a bank account after margins and fees, with practical tips for the KES corridor.
- [USD to GHS](https://comparerateslive.com/usd-to-ghs.html): Sending USD to Ghana? Compare MTN MoMo, bank deposit and cash pickup by the cedi amount that actually lands after exchange-rate margin and fees.
- [USD to ZAR](https://comparerateslive.com/usd-to-zar.html): Sending USD to South Africa? Compare transfers by how many rand actually land after margin and fees, with notes on EFT payouts, rand swings and recipient tips.

## Guides & articles
- [How to Send Money Abroad Cheaply: The Complete 2026 Guide](https://comparerateslive.com/how-to-send-money-abroad-cheaply.html): A practical, provider-agnostic guide to sending money internationally for less — compare on amount received, beat the rate margin, pick the right speed and payout.
- [Exchange-Rate Margin vs Transfer Fee: The Hidden Cost Explained](https://comparerateslive.com/exchange-rate-margin-vs-transfer-fee.html): The transfer fee is the cost you see; the exchange-rate margin is the one you don't. Here is how to measure both and find the true price of a money transfer.
- [The Mid-Market Rate, Explained (and Why You Rarely Get It)](https://comparerateslive.com/mid-market-rate-explained.html): The mid-market rate is the real exchange rate — the benchmark every provider quotes against. Here is what it is, where to find it, and how to use it to judge any transfer.
- [Bank Wire vs Money-Transfer Service: Which Is Cheaper?](https://comparerateslive.com/bank-wire-vs-money-transfer-service.html): Your bank is convenient, but specialist transfer services usually deliver more money abroad. Here is how the two compare on rate, fees, speed, and safety.
- [How Long Do International Money Transfers Take?](https://comparerateslive.com/how-long-international-transfers-take.html): From instant to several business days — what determines transfer speed, why card and bank funding differ, and how to send urgently without overpaying.
- [Cash Pickup vs Bank Deposit vs Mobile Wallet: Choosing a Payout](https://comparerateslive.com/payout-methods-explained.html): How your recipient receives the money affects the rate, speed, fees, and limits. A clear guide to the three main payout methods and when each one wins.
- [How to Send Money to India: Cheapest Ways Compared](https://comparerateslive.com/sending-money-to-india.html): A practical guide to remitting to India from the US, UK, Europe, Canada and Australia — how to get the most rupees, plus NRE/NRO account basics.
- [How to Send Money to the Philippines (Cheapest Ways)](https://comparerateslive.com/sending-money-to-the-philippines.html): How to send the most pesos to the Philippines — bank deposit, cash pickup and e-wallets like GCash compared, plus how to pick a provider by amount received.
- [Sending Money to Mexico: SPEI, Cash Pickup & Fees](https://comparerateslive.com/sending-money-to-mexico.html): How to send money from the US to Mexico and get the most pesos — SPEI bank deposit, debit-card transfers, and cash pickup at OXXO and Elektra, compared the smart way.
- [Sending Money to Nigeria: Bank Transfers & the Naira](https://comparerateslive.com/sending-money-to-nigeria.html): A practical guide to sending money to Nigeria — bank (NUBAN) deposits, why the naira's value swings, and how to make sure the most naira actually arrives.
- [How to Avoid Money-Transfer Scams: Red Flags and Safe Habits](https://comparerateslive.com/how-to-avoid-money-transfer-scams.html): Money sent is hard to get back. Learn the common money-transfer scams, the red flags to watch for, how to verify before you send, and what to do if you have been scammed.
- [How Exchange Rates Work (and Why the Rate You Get Is Different)](https://comparerateslive.com/how-exchange-rates-work.html): A plain-English explainer on how currency exchange rates are set, what makes them move, and why your money-transfer rate differs from the one you see on Google.
- [Receiving Money From Abroad: What the Recipient Needs to Know](https://comparerateslive.com/receiving-money-from-abroad.html): A guide for the person on the receiving end of an international transfer — what details to share, possible receiving fees, timing, verification, and how to choose a payout method.
- [Money-Transfer Glossary: Key Terms Explained Simply](https://comparerateslive.com/money-transfer-glossary.html): A plain-English glossary of international money-transfer terms — mid-market rate, exchange-rate margin, SWIFT, IBAN, ACH, SEPA, cash pickup, KYC and more.

## About
- [About & methodology](https://comparerateslive.com/about.html): who runs the site (author Praveen Thummaluru), ranking methodology, and funding
- [Guide: choosing a money-transfer service](https://comparerateslive.com/guide.html)
- [FAQ](https://comparerateslive.com/faq.html)
- [All corridors](https://comparerateslive.com/corridors.html)

## Optional
- [Privacy policy](https://comparerateslive.com/privacy.html)
- [Terms & disclaimer](https://comparerateslive.com/terms.html)